1. Nature of the Reference
White Bear Lake Residents Directory is privately operated. It describes and links to public rolls, record indexes, and historical collections connected with White Bear Lake, Minnesota. It does not host government records or represent any records office, court, or custodian.
2. Lawful Use Rules
Use this service only for lawful purposes. You may not use it, or information reached through it, to:
- Stalk, harass, intimidate, threaten, or harm any person
- Locate someone protected by a restraining or protective order
- Commit identity theft or fraud
- Make FCRA-regulated decisions (credit, employment, tenant, insurance)
- Scrape, copy, or republish the site's content at scale
- Interfere with the site's operation or security
3. No Consumer-Reporting Role
This reference is not a consumer reporting agency under the Fair Credit Reporting Act, 15 U.S.C. ยง1681 et seq. Nothing here or from a linked search tool is a consumer report, and it may not be used to decide eligibility for credit, employment, housing, insurance, or another FCRA-regulated purpose.
4. Third-Party Links
Government portals, sponsored search tools, and other outside services keep their own rules and privacy practices. We do not control their content, availability, prices, or data handling.
5. No Guarantees
The reference is provided "as is" and "as available," without warranties. We cannot guarantee that its content is complete, accurate, current, or that a linked portal will operate or return correct information.
6. Limits on Our Liability
To the maximum extent the law allows, we are not liable for any direct, indirect, incidental, consequential, or special damages arising from use of this site or any linked resource, including decisions made from records found through it.
7. Indemnification
You agree to indemnify and hold harmless the operators of this site from any claim or demand, including reasonable attorneys' fees, arising from your misuse of the site or violation of these terms.
8. Intellectual Property
The original text, design, logo, and layout of this site are protected by copyright. Linking to any page and quoting brief excerpts with attribution is welcome; republishing full pages or systematically copying content is not.
9. Updates to These Terms
We may post revisions to these terms here. Using the service after a revision is posted means you accept it.
10. Cutting Off Access
We may block or restrict any user who violates these terms or abuses the site, at our discretion and without notice.
11. Minnesota Law
Minnesota law governs these terms, without regard to conflict-of-law principles. Public-government data discussed in the reference is subject to the Minnesota Government Data Practices Act, Minn. Stat. ch. 13, and to any more specific access law.
12. Severability
If any part of these terms proves unenforceable, the rest stays in force.
13. Questions About These Terms
Send a question about these terms through the Contact page.